Nick Virtue

Mortgage Adviser | FSP No. 716291
Squirrel Mortgages Ltd | FAP Licence No. 136364

Proudly recognised as one of New Zealand’s Top Mortgage Advisers 2026 by NZ Adviser (NZA).

Before joining us at Squirrel through The Home Loan Shop, Nick enjoyed 15 years working for the major banks, holding roles in SME, franchise and health sectors, finally settling in the commercial/corporate space. There’s not much he hasn’t come across and he loves a challenge.

Qualifications

NZ Certification in Financial Services.

How Nick is paid

Nick is a commissioned adviser and is paid the same no matter which lender you choose, so there's no pressure or bias toward any particular option. At a company level, Squirrel is paid either upfront or through a combination of upfront and trail commissions by its lenders and insurance providers.

In most cases, his services are completely free, however there may be some occasions where he might need to charge a fee. For more information, please head to our mortgage advice disclosure page.

Nick's commitment to you

As a licensed financial adviser, Nick follows the rules set out by the Financial Markets Conduct Act and the Code of Professional Conduct. This means he must put your interests first, act with care, skill and diligence, be competent and ethical and treat you fairly. Nick has no relevant convictions, bankruptcies or disciplinary actions to disclose.

Squirrel Mortgages Limited holds a Financial Advice Provider Licence issued by the Financial Markets Authority (FMA).

If you’re unhappy with the advice or service you receive and want to make a complaint, you can view our complaints process here.

Nick's profile was last updated: September 2025